Wednesday, October 21, 2009

Kmart Is Offering Layaway to Help with Your Holiday Shopping

As a kid, I recall that many stores offered a layaway option. If you wanted to purchase something, especially a “big ticket” item, but couldn’t pay for it all at once, they’d let you put the item on layaway and pay for it in installments. When all your payments were made, the item was yours! Over the years, many companies stopped offering layaway as more and more people used credit cards. But now that the economy is tough, and more people have either maxed out their cards or decided not to use them, some retailers are re-instituting layaway again.

One of those retailers is Kmart. I shop at Kmart all the time because it’s the department store that’s closest to my house. Their sales are great, in my opinion, and their selection is bigger than ever. Kmart asked me to let you know about their layaway program for the holidays. Please watch this short, entertaining video featuring Niecy Nash, star of Style Network’s top-rated show, Clean House. It tells you more about Kmart’s layaway program and how it can benefit you during the holidays. (Email subscribers, please click on the title of this post to access my blog and the video.)

So far, Kmart is the only national discount department store offering layaway. And you don’t even have to go into the store! You can put an item on layaway via their website, (Scroll down the left side of their site to “Kmart Destinations,” and you’ll see an option for layaway.) Note that there is a small charge to use layaway, so it’s a good idea to compare it to your credit card options to see which form of payment is most economical for you.

Thank you, Kmart, for sharing this news and providing more options for holiday shopping!

DISCLOSURE: I did not receive any products or compensation for this review. This article is for informational purposes only and should not be considered financial advice.


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